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The Truth About Lending (@thetruthaboutlending) Instagram Profile Photothetruthaboutlending

The Truth About Lending

 image by The Truth About Lending (@thetruthaboutlending) with caption : "Understand Your Loan Program - You must understand the loan programs your loan officer is suggesting to you. Otherwise, " - 1963233403513718601
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Understand Your Loan Program - You must understand the loan programs your loan officer is suggesting to you. Otherwise, you may be ill advised and go with the wrong program. One thing to take note of is what type of loan that your loan officer is suggesting. Specifically, is it an FHA loan or a Fannie Mae loan? #fanniemae

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The Truth About Lending (@thetruthaboutlending) Instagram Profile Photothetruthaboutlending

The Truth About Lending

 image by The Truth About Lending (@thetruthaboutlending) with caption : "What is an Escrow Deposit in Relation to a Mortgage? - An escrow deposit is the deposit that is required to be made per " - 1963170194941460872
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What is an Escrow Deposit in Relation to a Mortgage? - An escrow deposit is the deposit that is required to be made per the terms of the contract. This amount is negotiated with the terms of your offer. This indicates you’re serious about buying their home. #fanniemae

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 image by @johnnywu1007 with caption : "Going on ! Keep rising !
#fanniemae#freddiemac"- 1962940878834607052
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Going on ! Keep rising ! #fanniemae

Rate One Financial, Inc. (@rate1financial) Instagram Profile Photorate1financial

Rate One Financial, Inc.

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Nadia Armond (@nadia_armond) Instagram Profile Photonadia_armond

Nadia Armond

Proud proud proud!!!! Our units are decorated by πŸ‘‰πŸ»1 BEDROOM +1,5 BATHROOM + DEN Apartment. Best investment. From $440K with only 5% Down. #fanniemae @interiorsbysteveng

Nilsa Montalvo (602)359-0615 (@all_things_real_estate_finance) Instagram Profile Photoall_things_real_estate_finance

Nilsa Montalvo (602)359-0615

 Instagram Image by Nilsa Montalvo (602)359-0615 (@all_things_real_estate_finance) with caption : "Please like and share.  Did you know that mortgage lenders that originate your loan sell the loan to a secondary mortgag" at Scottsdale, Arizona - 1962730894781287114

Please like and share. Did you know that mortgage lenders that originate your loan sell the loan to a secondary mortgage market. Fannie Mae and Freddie Mac are two of the largest purchasers which are government sponsored enterprises created by Congress during the Great Depression. The mortgages they purchase must meet specific guidelines. These guidelines are automated through an underwriting system known AUS in which lenders utilize to originate loans. The system will automatically decline a loan prior to making it to an actual underwriter if the applicant doesn’t immediately meet specific criteria. For example, a low FICO score of 480 will automatically be declined by AUS or a high Debt to Income Ratio (DTI) of 58%. If the applicant is approved through AUS, than the application goes through processing and underwriting for final approval. Call me 602-359-0615. #fanniemae

Synergy One Lending (@synergyonelending) Instagram Profile Photosynergyonelending

Synergy One Lending

 image by Synergy One Lending (@synergyonelending) with caption : "Your dream of home-ownership can become a reality. Contact us today! 🏑 s1lending.com" - 1962718965801406345
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Your dream of home-ownership can become a reality. Contact us today! 🏑 s1lending.com