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Living Frugal NZ (@livingfrugalnz) Instagram Profile Photo livingfrugalnz

Living Frugal NZ

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These are our permanent outgoings. ๐Ÿ’ธ โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € On a weekly basis $450 goes into a โ€˜billsโ€™ account which is where RENT, WHEELIE BIN & DAUGHTERS SAVINGS go out from. The rest just accumulates and builds up. ๐Ÿ’ฐ โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € If youโ€™ve been following me for a little while, youโ€™ll know that our grocery spending amount varies hugely. My goal is to get the supermarket shop under $220 per week. ๐Ÿ›’ โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € Fuel is on average, some weeks I only put $20 in - others we fill it up. Depends on what we have planned for the week. Sometimes that $20 lasts me two weeks! ๐Ÿš— โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € Our monthly phone bills are locked into a 24 month contract as we bought the phones on the plan. ๐Ÿ“ฑ โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € I have no idea what M pays for on Xbox per month but there is always two payments coming out! ๐ŸŽฎ โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € And life insurance, well M has a dangerous job so ๐Ÿคท๐Ÿผโ€โ™€๏ธ โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ €โ € #moneytips

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๐“๐“ท๐“ฐ๐“ฎ๐“ต ๐Ÿ˜‡ (@angel.tls) Instagram Profile Photo angel.tls

๐“๐“ท๐“ฐ๐“ฎ๐“ต ๐Ÿ˜‡

 image by ๐“๐“ท๐“ฐ๐“ฎ๐“ต ๐Ÿ˜‡ (@angel.tls) with caption : "๐Ÿ˜ฃ๐Ÿ˜ฃ๐Ÿคฆ๐Ÿปโ€โ™‚๏ธ๐Ÿคฆ๐Ÿปโ€โ™‚๏ธ๐Ÿคฆ๐Ÿปโ€โ™‚๏ธ biggest mistake one can make! โŒโŒโŒโŒโŒ" - 1911260228985722735
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๐Ÿ˜ฃ๐Ÿ˜ฃ๐Ÿคฆ๐Ÿปโ€โ™‚๏ธ๐Ÿคฆ๐Ÿปโ€โ™‚๏ธ๐Ÿคฆ๐Ÿปโ€โ™‚๏ธ biggest mistake one can make! โŒโŒโŒโŒโŒ

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Tenaya Insurance Services (@tenayainsurance) Instagram Profile Photo tenayainsurance

Tenaya Insurance Services

 image by Tenaya Insurance Services (@tenayainsurance) with caption : "Most people dont understand what long term care is exactly, so today we're breaking it down for you!

Long-Term Care - (" - 1911257588840776157
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Most people dont understand what long term care is exactly, so today we're breaking it down for you! Long-Term Care - (verb) Care that you receive if you can no longer perform certain tasks for yourself. These activities are called ADL's, or "Activities of Daily Living." When you can no longer do two or more of the things on this list for yourself, you have a long-term care need. To better understand this, think of what you did this morning when you woke up: you probably stepped out of bed, walk to the bathroom, use the restroom, took a shower, got dressed, ate breakfast, got in and out of a chair. This type of care is generally required full-time and could be very expensive. There are many ways you can find yourself in this situation: stroke, Alzheimer's, dementia, disability, various health conditions, and simply old age to name a few. #moneytips

๐“๐“ท๐“ฐ๐“ฎ๐“ต ๐Ÿ˜‡ (@angel.tls) Instagram Profile Photo angel.tls

๐“๐“ท๐“ฐ๐“ฎ๐“ต ๐Ÿ˜‡

 image by ๐“๐“ท๐“ฐ๐“ฎ๐“ต ๐Ÿ˜‡ (@angel.tls) with caption : "What are you aiming for?" - 1911245306054784032
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What are you aiming for?

Small Biz Tax & Money Coach (@armstrong.erind) Instagram Profile Photo armstrong.erind

Small Biz Tax & Money Coach

 image by Small Biz Tax & Money Coach (@armstrong.erind) with caption : "I love what I do! Simply, LOVE.
๐Ÿ’ซ
Love witnessing a clientโ€™s joy today at seeing how her optimized deductions drop her b" - 1911242753914009028
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I love what I do! Simply, LOVE. ๐Ÿ’ซ Love witnessing a clientโ€™s joy today at seeing how her optimized deductions drop her bill from approximately $40k to $9k... and anotherโ€™s from $105k to $45k. (Wondering how thatโ€™s even possible? Itโ€™s ALL about developing financial tax literacy, setting up things to protect + support you, documentation, & creating money systems). ๐Ÿ’ซ More than anything I LOVE watching others gain financial clarity and alignment through our work together... which translates to piece of mind. ๐Ÿ’ซ And that piece of mind gives you the confidence to move forward & grow. ๐Ÿ’ซ Interested in working together? Schedule a free chat (link in bio).

Danielle Nicole โค๏ธ๐Ÿ‘‘ (@daninicole_alldayeveryday) Instagram Profile Photo daninicole_alldayeveryday

Danielle Nicole โค๏ธ๐Ÿ‘‘

 image by Danielle Nicole โค๏ธ๐Ÿ‘‘ (@daninicole_alldayeveryday) with caption : "๐Ÿค” Money on my Mind......๐Ÿ’ต๐Ÿ˜œ๐Ÿ˜Žโœจ" - 1911240175061947909
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๐Ÿค” Money on my Mind......๐Ÿ’ต๐Ÿ˜œ๐Ÿ˜Žโœจ

Canada Vendors๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ (@canadavendors) Instagram Profile Photo canadavendors

Canada Vendors๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ

 image by Canada Vendors๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฆ (@canadavendors) with caption : "New week#financial inspo๐Ÿ‘๐Ÿฝ๐Ÿ‘๐Ÿฝ#@Regran_ed from @conversationswithada -  SPENDING ALERT!

In exactly two Fridays from today" - 1911238516424196864
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New week inspo๐Ÿ‘๐Ÿฝ๐Ÿ‘๐Ÿฝ#@Regran_ed from @conversationswithada - SPENDING ALERT! In exactly two Fridays from today, one of the world's best curated sales event will occur - The Black Friday. It's funny because the day is aptly named. Here are 5 tips to avoid an overspend and ensuing buyer's remorse: 1. SET A BUDGET & STICK TO IT Decide early on how much you intend to spend on the day and stick to it. 2. SHOP BEFORE THE ACTUAL DAY Did you know that the best deals are found on the days before the D-day? So, visit your preferred stores and already start comparing prices! 3. LEAVE YOUR CARD AT HOME Will you brave the rush to shop in-store? Then, definitely leave your cards at home and shop cash. For online shopping, use a debit card that has your budgeted sum only and keep other funded cards away. 4. UNSUBSCRIBE FROM DEAL NEWSLETTERS Need I say more? If they are very important, you can continue your subscription after the fact. 5. SLEEP OVER IT If you see an early deal, don't rush to make the purchase. Sleep over it and ask yourself these 3 questions: Is it a need or a want? Do I have anything similar in my house? Is it urgent? Do you plan to shop this Black Friday? If yes how do you plan to stay within budget? #moneytips